Preheat oven to 325° F and grease a 9x5 inch loaf pan.
Warm coconut oil just until melted; be careful not to overheat!
In a large bowl, mix together melted oil, honey, eggs, 1/4 cup hot water, and vanilla. Stir in pumpkin puree.
In another bowl whisk together salt, cinnamon, ginger, nutmeg, cloves, flours, baking powder, and baking soda.
Add dry ingredients to the wet ingredients and stir just until mixed.
Pour batter into the prepared loaf pan, and sprinkle with coconut.
Bake for 60-65 minutes until a toothpick inserted into the center comes out clean.
Let the bread cool in the loaf pan for 5 minutes, then transfer to a wire rack to finish cooling before serving.