Coat a nonstick skillet with cooking spray and heat over medium heat. Add soy crumbles and cook, stirring occasionally, for 5-6 minutes, or until heated through. Chop tomatoes, avocado, and red onion.
Assemble tortilla chips on a large serving plate. Sprinkle with cheese and melt in the microwave (30-45 seconds). Begin to layer the ingredients, starting with the soy crumbles. Next, sprinkle black beans. Add a large 3 tablespoons. dollop of the sour cream in the middle of the plate and continue to layer with the remaining tomatoes, avocado, corn, red onion, and cilantro. Sprinkle with a little pepper and serve immediately.