Spray skillet with cooking spray and heat over medium. Dice bell pepper.
Whisk together eggs. Add in pepper and mix well.
Pour about half of the eggs into hot skillet. Cook for 2-3 minutes, pushing cooked eggs toward the center and allowing uncooked eggs to move around and to the sides; flip.
Add cheese to one side and fold the other side over top. Cook until eggs are completely set, flipping again if necessary. Remove from skillet and continue with remaining eggs.
Cook oats as directed on package. Divide among 4 dishes and top with a small amount of milk, some chopped walnuts, a few slices of apple, and a dash of cinnamon. Serve any extra apple slices on the side.